Lightweight APK · No changes to the financial payment application
EMBEDDED LOYALTY INFRASTRUCTURE FOR PAYMENT NETWORKS
Turn every payment terminal into a growth engine.
Poontoz helps acquirers, processors, banks and POS platforms deploy loyalty, referrals and predictive intelligence through a lightweight APK—without modifying the financial payment application.
3
Connected growth layers
Loyalty, referrals and predictive intelligence.
0
Changes to payment flows
Keep the existing payment application untouched.
1
Lightweight APK
Installed alongside the existing financial application.
DEPLOYMENT MODEL
Deploy faster. Grow deeper.
Purpose-built for payment infrastructure.
BUILT FOR THE PAYMENTS STACK
One loyalty layer. Three ways to create value.
Deploy through the channel you already own—from terminal estates to data platforms and developer ecosystems.
01 — ACQUIRERS & PROCESSORS
Add loyalty across your terminal estate.
Deploy a lightweight APK alongside the payment app—without changing the financial flow.
Lightweight APK · No core payment-app changes
Explore Acquirer solutions →
02 — BANKS & PSPs
Turn payment activity into retention intelligence.
Use loyalty and transaction signals to identify engagement, churn risk and the next best action.
Predictive signals · Portfolio-level intelligence
Explore Data Intelligence →
03 — POS NETWORKS & ISVs
Embed loyalty once. Scale it across the network.
Connect enrollment, earning, rewards and referrals to the products your merchants already use.
API-first · One integration, network-wide reach
Explore Acquirer solutions →
THE COMPOUNDING ADVANTAGE
Every transaction makes the network smarter.
Poontoz connects POS activity, member identity and merchant engagement into a continuous data loop—creating stronger signals for retention, churn risk and next-best action across the network.
See how Poontoz works →
THE MERCHANT OUTCOME
Turn the terminal into a merchant growth channel.
Poontoz helps merchants turn payment activity into repeat visits—combining loyalty at checkout, WhatsApp activation and network-driven referrals without adding operational complexity.
YOUR NETWORK. A NEW GROWTH LAYER.
Turn your payment network into a
merchant growth network.
See how Poontoz adds embedded loyalty, WhatsApp activation and a data foundation for predictive intelligence to the infrastructure you already operate.
Lightweight APK • API-ready • Runs alongside the payment application