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Poontoz

Lightweight APK · No changes to the financial payment application

EMBEDDED LOYALTY INFRASTRUCTURE FOR PAYMENT NETWORKS

Turn every payment terminal into a growth engine.

Poontoz helps acquirers, processors, banks and POS platforms deploy loyalty, referrals and predictive intelligence through a lightweight APK—without modifying the financial payment application.

SmartPOS terminal connected to Poontoz loyalty, referrals and predictive data infrastructure.

3

Connected growth layers

Loyalty, referrals and predictive intelligence.

0

Changes to payment flows

Keep the existing payment application untouched.

1

Lightweight APK

Installed alongside the existing financial application.

DEPLOYMENT MODEL

Deploy faster. Grow deeper.

Purpose-built for payment infrastructure.

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Poontoz network intelligence loop connecting transactions, identity, behavior, prediction, activation and growth.

THE COMPOUNDING ADVANTAGE

Every transaction makes the network smarter.

Poontoz connects POS activity, member identity and merchant engagement into a continuous data loop—creating stronger signals for retention, churn risk and next-best action across the network.

See how Poontoz works →

THE MERCHANT OUTCOME

Turn the terminal into a merchant growth channel.

Poontoz helps merchants turn payment activity into repeat visits—combining loyalty at checkout, WhatsApp activation and network-driven referrals without adding operational complexity.

NEXGO N86 Pro SmartPOS terminal showing loyalty, WhatsApp activation, referrals and merchant growth signals powered by Poontoz.
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YOUR NETWORK. A NEW GROWTH LAYER.

Turn your payment network into a
merchant growth network.

See how Poontoz adds embedded loyalty, WhatsApp activation and a data foundation for predictive intelligence to the infrastructure you already operate.

Lightweight APK • API-ready • Runs alongside the payment application

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